@section('page-title', 'Solvency Indicator Report')

Solvency Indicator Report

IPEC — Premiums vs liabilities solvency assessment

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Solvency Ratio

{{ $summary['solvency_ratio'] }}%

@if($summary['solvency_ratio'] >= 100) Healthy — assets exceed liabilities @elseif($summary['solvency_ratio'] >= 75) Warning — approaching minimum threshold @else Critical — below minimum solvency requirement @endif

Loss Ratio

{{ $summary['loss_ratio'] }}%

Claims paid as percentage of premiums

Net Position

${{ number_format($summary['net_position'], 2) }}

Premiums collected minus claims paid

Income

Premiums Collected

Paid premiums in the period

${{ number_format($summary['total_premiums'], 2) }}

Outstanding Premiums

Pending premium payments

${{ number_format($summary['outstanding_premiums'], 2) }}

Total Expected Income

${{ number_format($summary['total_premiums'] + $summary['outstanding_premiums'], 2) }}

Liabilities

Claims Paid

Settled claims in the period

${{ number_format($summary['total_claims_paid'], 2) }}

Pending Liabilities

Approved but unpaid claims

${{ number_format($summary['pending_liabilities'], 2) }}

Total Liabilities

${{ number_format($summary['total_claims_paid'] + $summary['pending_liabilities'], 2) }}

Solvency Assessment

Solvency Ratio {{ $summary['solvency_ratio'] }}%
0% 75% (Warning) 100% (Target) 150%

@if($summary['solvency_ratio'] >= 100) The fund is in a healthy solvency position. Total assets (premiums + outstanding) exceed total liabilities (claims paid + pending). @elseif($summary['solvency_ratio'] >= 75) The fund is approaching the minimum solvency threshold. Corrective action may be needed to improve the ratio. @else The fund is below the minimum solvency requirement. Immediate corrective action is required per IPEC guidelines. @endif